Terms of Service

1 Acceptance of Terms

By accessing this website, browsing its pages, registering for any webinar session, or otherwise using the Services provided by FFION DAVIES SEMINARS LIMITED, you confirm that you accept these Terms of Service in full and agree to comply with them. These Terms form a legally binding agreement between you and the Company.

You must be at least 18 years of age to use our Services and register for webinars. By using this website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into this agreement. If you are accessing the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

If you do not meet these requirements or do not agree with any provision of these Terms, you must immediately discontinue use of our website and Services. Continued use of the website after changes have been posted constitutes acceptance of the modified Terms as described in Section 13.

2 Description of Services

FFION DAVIES SEMINARS LIMITED organizes and delivers free educational online webinars focused on behavioral psychology, cognitive strategies for resilience, and human adaptation to socio-economic conditions. The specific webinar series covered by this website, "Psychology of Resilience in Conditions of Economic Instability: How to Maintain Inner Balance in 2026," consists of two sessions scheduled for July 10, 2026, and July 16, 2026, at 19:00 EET.

The Services include, but are not limited to: informational content published on this website, the webinar registration process, live webinar sessions delivered online, recorded webinar materials made available after the live sessions, and any supplementary educational resources shared with registered participants via email.

All webinar materials are provided strictly for educational and informational purposes. The content explores psychological research, cognitive-behavioral strategies, and adaptation case studies. The materials do not constitute financial advice, investment recommendations, therapeutic treatment, or professional consultation of any kind. Participants should consult qualified professionals for specific financial planning, mental health support, or other professional needs.

The Company reserves the right to modify the schedule, content, format, or availability of the webinar sessions at its discretion, including the right to cancel sessions if circumstances require. Registered participants will be notified of any significant changes via the email address provided during registration.

3 User Obligations

When using our website and Services, you agree to abide by the following obligations and restrictions. These obligations exist to maintain a safe, respectful, and productive educational environment for all participants and visitors.

You agree to:

• Use the website and Services only for lawful purposes and in accordance with these Terms.
• Provide accurate, current, and complete information when registering for webinars or submitting forms on the website.
• Respect the intellectual property rights of the Company and third parties whose content may appear in our materials.
• Conduct yourself respectfully during live webinar sessions and refrain from disruptive behavior.

You agree not to:

• Use automated systems, bots, scrapers, or similar technology to access, extract, or collect data from the website without prior written consent.
• Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or entity.
• Transmit viruses, malware, or any other harmful code through our website or during webinar sessions.
• Attempt to gain unauthorized access to any portion of the website, server, or connected systems.
• Use the Services for any illegal activity, including the dissemination of unlawful, threatening, abusive, or harassing content.
• Record, redistribute, or commercially exploit webinar sessions or materials without explicit written permission from the Company.

Violation of any of these obligations may result in immediate termination of your access to the Services, as outlined in Section 12 of these Terms.

4 Intellectual Property

All content on this website, including but not limited to text, graphics, images, logos, page layouts, webinar presentations, slide decks, audio and video recordings, educational materials, and software, is the property of FFION DAVIES SEMINARS LIMITED or its content suppliers and is protected by United Kingdom and international copyright, trademark, and other intellectual property laws.

The Company grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the website and webinar materials for your personal, non-commercial, educational purposes only. This license does not include the right to reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download (other than page caching), store, or transmit any of the material on our website, except as follows:

• Your computer or device may temporarily store copies of materials in RAM incidental to accessing and viewing the content.
• You may store files that are automatically cached by your web browser for display enhancement purposes.
• You may print or download one copy of a reasonable number of pages for your own personal, non-commercial educational use, provided you do not modify or remove any copyright or proprietary notices.

Any use of the website or its content not expressly permitted by these Terms constitutes a breach of these Terms and may violate copyright, trademark, and other applicable laws. The Company name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company. You must not use such marks without the prior written permission of the Company.

5 Disclaimers

The website, its content, and the webinar Services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. The Company disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy.

The Company does not warrant that the website will be uninterrupted, timely, secure, error-free, or that defects will be corrected. We do not guarantee that the webinar sessions will proceed exactly as scheduled, as technical difficulties, speaker availability, or other unforeseen circumstances may necessitate changes.

While we strive to ensure the accuracy and reliability of the educational content, the Company makes no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website. Any reliance you place on such information is strictly at your own risk.

The psychological strategies and research findings discussed in the webinars represent general educational information drawn from academic publications. They are not personalized recommendations, and individual results may vary based on personal circumstances. Users are encouraged to seek professional advice from qualified practitioners for any personal psychological, financial, or health-related concerns.

6 Limitation of Liability

To the fullest extent permitted by applicable law, FFION DAVIES SEMINARS LIMITED, its directors, officers, employees, agents, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, business opportunities, goodwill, or other intangible losses, arising out of or in connection with your use of (or inability to use) the website or Services, even if the Company has been advised of the possibility of such damages.

In no event shall the Company's total aggregate liability to you for all claims arising out of or relating to the use of the website or Services exceed the amount of fifty pounds sterling (GBP 50.00). This limitation applies regardless of whether the claim is based on contract, tort (including negligence), strict liability, or any other legal theory.

The Company shall not be liable for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access to or use of our website or the information contained therein. The Company shall not be liable for any errors, omissions, interruptions, deletion of files, defects, delays in operation or transmission, or failure of performance, whether resulting from acts of God, communications failure, theft, destruction, or unauthorized access to Company records, programs, or services.

Nothing in these Terms excludes or limits the Company's liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law, including the laws of England and Wales.

7 Indemnification

You agree to defend, indemnify, and hold harmless FFION DAVIES SEMINARS LIMITED, its directors, officers, employees, agents, affiliates, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt and expenses (including reasonable legal fees) arising from or related to:

• Your use of and access to the website or Services.
• Your violation of any provision of these Terms.
• Your violation of any third-party right, including any copyright, trademark, trade secret, or other property or privacy right.
• Any claim that your actions caused damage to a third party.

This indemnification obligation will survive the termination of these Terms and your use of the Services. The Company reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with the Company in asserting any available defenses.

8 Third-Party Links

Our website may contain links to third-party websites, resources, or services that are not owned or controlled by FFION DAVIES SEMINARS LIMITED. These links are provided for your convenience and informational purposes only. References to academic journals, research publications, and other external sources serve an educational function within the context of our webinar materials.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, practices, or availability of any third-party websites or resources. The inclusion of any link does not imply endorsement, sponsorship, or recommendation by the Company of the linked website, its operator, or its content.

You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of, or reliance on, any content, goods, or services available on or through any third-party website. We strongly advise you to review the terms and privacy policies of any third-party websites you visit.

9 Privacy

Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, store, and protect your personal data. Our Privacy Policy is available at valleyguardtraining.info/privacy/ and is incorporated into these Terms by reference.

By using the website and registering for webinars, you consent to the collection and use of your information as described in the Privacy Policy. The data we collect through the registration process (name and email address) is used exclusively for the purpose of facilitating webinar access and communicating participation details.

We do not sell, trade, or share your personal data with third parties for marketing purposes. For complete details on data handling practices, retention periods, your rights under the UK General Data Protection Regulation (UK GDPR), and how to exercise those rights, please refer to our full Privacy Policy. Our Cookie Policy is available at valleyguardtraining.info/cookies/.

10 Governing Law and Jurisdiction

These Terms of Service, and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms, their subject matter, or their formation (including non-contractual disputes or claims). You agree to submit to the personal jurisdiction of such courts for the purpose of litigating any such disputes.

If you are a consumer residing in a European Union member state, you may also benefit from any mandatory provisions of consumer protection law in your country of residence, and nothing in these Terms affects your rights as a consumer to rely on such mandatory provisions.

11 Dispute Resolution

In the event of any dispute, claim, question, or disagreement arising from or relating to these Terms or the breach thereof, the parties shall first attempt to settle the dispute through good-faith informal negotiation. You agree to contact us at [email protected] to describe the nature of the dispute before initiating any formal proceedings.

Both parties agree to make reasonable efforts to resolve any dispute within thirty (30) calendar days from the date of the initial written notice. During this period, both parties agree to engage constructively and provide relevant information necessary for resolution.

If the dispute cannot be resolved through informal negotiation within the thirty-day period, either party may proceed to seek resolution through the courts of England and Wales as specified in Section 10 above.

Nothing in this section prevents either party from seeking injunctive or other equitable relief from the courts for matters related to data security, intellectual property, or unauthorized access to the Services.

12 Termination

The Company reserves the right to suspend or terminate your access to the website and Services, in whole or in part, at any time and without prior notice, if we reasonably believe that you have violated any provision of these Terms. Such termination may include removal of your webinar registration and restriction of future access to our educational programs.

Grounds for termination include, but are not limited to: violation of user obligations outlined in Section 3, infringement of intellectual property rights described in Section 4, provision of false or misleading registration information, disruptive behavior during webinar sessions, or any activity that we determine, in our sole discretion, may harm the Company, other users, or third parties.

You may discontinue use of the Services at any time by simply ceasing to access the website. If you wish to have your registration data removed, you may contact us at [email protected] to request deletion of your personal data in accordance with our Privacy Policy.

Upon termination, all provisions of these Terms which by their nature should survive termination shall remain in effect, including but not limited to: intellectual property provisions, disclaimers, limitation of liability, indemnification, and dispute resolution.

13 Changes to Terms

The Company reserves the right to revise and update these Terms of Service at any time at our sole discretion. Changes may be necessary to reflect updates to our Services, changes in applicable law, or other operational requirements. All changes are effective when posted on this page, unless a later effective date is specified.

When we make material changes to these Terms, we will provide notice to registered users at least fourteen (14) days before the changes take effect. Notice will be provided through one or more of the following methods: posting a prominent notice on the website, updating the "Last Updated" date at the top of this page, or sending an email notification to registered users at the email address provided during registration.

Your continued use of the website and Services after the revised Terms become effective constitutes your acceptance of the changes. If you do not agree with the modified Terms, your sole remedy is to discontinue use of the Services.

We encourage you to review these Terms periodically to stay informed of any updates. The "Last Updated" date at the top of this document indicates when the most recent revisions were made.

14 Contact Information

If you have any questions, concerns, or feedback regarding these Terms of Service, or if you wish to report a potential violation, please contact us using the following details: